I think that is a question we all need to ask ourselves because there is no guarantee who will have a job tomorrow. Its kind of crazy we have to give that a thought, but today we do because the reality is, job security just isn’t there anymore.

I mean who would have thought The Lehman Brothers, Merrill Lynch and AIG, would ever file for bankruptcy?

Is a Secure Job Still a Reality?

As a kid I was constantly being told by my parents that if I got a good education, and got the piece of paper that said I did, I would easily secure a job based on that education. With that education, I would most likely have that job and/or occupation for a lifetime or until retirement.

So I worked away at it eventually graduating from college with a Diploma of Horticulture. With that diploma I did secure a job just like my parents said would happen, but I soon realised I didn’t really like this occupation and that it didn’t pay so well. So, I changed occupation to the hospitality industry where I “beavered” away for 9 long years working my way up the promotionally ladder.

Things were going ok but I wasn’t really earning enough to prepare for tomorrow. I was basically going with the flow of life.

My parents were proud I was holding down a good job/career. To their mind it was just how it should be - keep your nose to the grind stone, keep your boss happy and you’ll eventually make it. Make it to what I would think…. 40 years of boredom?

Listening to others tell me what to do, where and when to go do stuff to grow their business !!

There had to be something better than this.

My Turning Point

In the late 80’s I [fortunately] was given a book and read that 73% of self made millionaires own their own business. What a revelation.

I made another career change which co-incided with becoming self employed and owning my own business.

This step really surprised my whole family because they never thought it would happen. I mean I had the mentality that my parents had instilled into me as a young kid. Get an education, secure a job once, and you’ll have the job for a lifetime.

Hind Sight has 20/20 Vision

As I look back I wonder why it took me 10 plus years to make the change and ask the question “Why”. Why do we go through the process of getting a J. O. B. (just over broke) when we can become our own boss. Why do we believe we have to work for someone else.

I just don’t understand. We spend so much time and money on school, educating ourselves just to be let down later in life.

As a entrepreneur now, I really understand what needs to be done. With a different mindset, I’m truly able to see that while it is important to get an education and go get a job to create an income so you can meet your daily living expenses everyone needs to be told there is another step.  That is to work in your own business to create your fortune.

In a nutshell creating a “Plan B” for yourself.

Just think if the many people who have lost their job or who will loose their job because of the latest crisis in the financial market [The Lehman Brothers, Merrill Lynch, AIG] had been preparing in this way and had a “Plan B” in place they wouldn’t be concerned a whole lot that what they had worked for their entire life was about to be lost in mere seconds because of corporate decision.

The question just has to be asked?

• How does a 158 year company go into bankruptcy?
• How does the leading wealth management, capital market and advisory company get bought buy another bank?
• How does the No 1 insurance company in the world get in-tangled up in the fall out?

While this situation is truly sad, I personally believe the couple of companies I have mentioned above will end up being just the tip of the iceberg. There is still much more to come in this story.

Share a thought though for all the unsuspecting employees who don’t have a “Plan B” in place, who walked into work only to find out the news. The news being that they have no job security and an unknown future as an employee.

Who should be considering a Plan B Stategy?

To start here are a couple of questions you should be asking yourself:

• How secure is your job or business today?

• How well prepared are you for taking retirement? [your "big holiday"]

• Or early retirement in the case of downsizing, suffering a sickness or accident?

Did you know that statistically:-

• a 25 year old starting work today will have 9 career changes and be made redundant 16 times. Ouch!

• 1 in 3 [1 in 2 by 2015] will suffer from cancer Whew!

• there is a 100% chance we will die. Wow!

If “Murphy” has any thing to do with it they will likely show up at the worst possible time to create the most havoc in your life just so you really get it.

How can we prepare?

The first step is to start taking responsibility for creating your own financial security.

Realise that having a solid education is a “corner stone” that education doesn’t stop when we leave school, college or university. It has just started.

Understand that if you do find yourself living from pay check to pay check the “alarm bells” are already sounding for you that your chance of becoming financially independant are remote.

Your way out is to create a “Plan B” and start doing it sooner rather than later just in case you walk into work one morning and it isn’t there anymore. I encourage you to find your niche and educate yourself now because the reality of a secure J.O.B. doesn’t exist now.

You may believe that you aren’t capable of creating your own “Plan B”. Or maybe you are already looking to change your current situation but don’t know where to start.

You are in luck because there is a short cut to creating financial security…… You just have to find the right mentor. Follow in the steps of a successful person who has already travelled the road you want to travel.

Perhaps I can be that person for you.

If you’re an individual that has a clear vision, you are willing to work and you are willing to follow instructions, then visit me at www.CoachingMLM.com